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It happens this way. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. To accept the inheritance is given a fixed term – 6 months. Thus, both the lender and the prospective buyer of country property can be fully confident in the cleanliness of the documents on the lot under construction. Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. ...



The only problem may occur if you want to refinance a mortgage. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones.

And it's perfectly legal, but completely unfair. In any case, until he attains the age of majority. For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately.